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Understanding Your Medicare Plan Options

Understanding Your Medicare Plan Options

Original Medicare, Medicare Advantage, Part D and Medigap

The way Medicare plans are alphabetized – from A to D – one might be fooled into thinking that there are but a few options to consider. Unfortunately, deciding which Medicare coverage is right for you is definitely not as easy as a multiple-choice question with a single right answer.

Medicare was designed with the idea that the vast majority of Americans would eventually receive a uniform level of coverage and care once they became eligible. And recipients do receive a basic level of care, but that basic level also has some coverage gaps, including a lack of coverage for prescription drugs, dental care, and vision care, and the lack of a cap on out-of-pocket costs.

To figure out how you can fill those gaps, you’ll need to have a basic understanding of the parts of Medicare and what each one covers.

Source: https://www.medicareresources.org/medicare-benefits/
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